ZOOM! Can Help You Supercharge Your Business!

"Don't step over dollars to pick up pennies"

Do you fully understand the 18 page HUD Pre-Foreclosure Sale Program changes that went into effect on December 24, 2008 for all short sales? WE DO!!!

ZOOM! Loss Mitigation Specialists can help you supercharge your business and make more money. We provide short sale assistant services to real estate agents to help them get to the next level of their business.

How many hours a week do you spend doing assistant-level tasks? How much money are you losing every week by doing $10 - $20/hour work instead of $50-$100/hour sales activities? We can help solve this problem - fast!

We assist you with the following:

• Contact the borrowers lender
• Order and review title
• Order mortgage pay-off(s)
• Order a forensic loan audit and legal document review and report results
• Provide imminent foreclosure or toxic listing notification
• Collect documents and prepare the short sale submission file
• Short sale lender submission(s)
• Maintain constant contact
• Reduce your legal liability
• Negotiate with the lender and junior lien holders
• Obtain lender short sale APPROVAL(s)
• Balance your business needs, work hours, and lower-value tasks
• Increase your net profit
• Help your clients out of a tough situation

We believe in fast action, direct communication, and long-term relationships.

If you wish you had more time to sell and could spend less time on non-sales activities, then ZOOM! Loss Mitigation Specialists can help. As part of our services, we will also provide complementary short sale training and marketing ideas to help your listings sell faster!

Contact us today for a free consultation - Call 801-438-1168
Website: http://ww.zoomlossmitigation.com/
Short Sale Questions: http://ww.zoomlossmitigation.blogspot.com/
E-Mail: info@BestMortgageReports.com

Trustee Sites - Utah

The following Trustee sites will tell you when and where upcoming Utah Foreclosure auctions will be:

Scott Lundberg
Bryan Cannon
Recontrust
Smith Knowles
Marlon Bates
Woodall and Wassermann
Pettey Legal

You can also find out about upcoming trustee sales by viewing the classifed sections of local newspapers.

http://www.zoomlossmitigation.com

Do Not Breach Your Fiduciary Duty!

Listing Agents - This is a quick reminder to NEVER EVER give anyone other than your seller the login and password to the ZOOM! Loss Mitigation Specialists Information Center.

Thank you!

ZOOM! Loss Mitigation Specialists

FREE Real Estate Agent and Investor Coaching and Training

At ZOOM! Loss Mitigation Specialists we are not here to sell real estate agents' and investors' books and tapes.

We firmly believe that the more educated the real estate agent, investor, and home owner are throughout the transaction the higher chance we have of accomplishing everyone's goals.

How can ZOOM! Loss Mitigation Specialists best help you?

We are real estate and mortgage experts! We provide our active real estate agents' and investors' with on-going coaching, training, and marketing ideas via:

1. One-on-One coaching calls
2. Office presentations and seminars
3. Mastermind groups
4. Information Blogs
5. Tele-seminars
6. Webinars
7. And much more!!!

Call 801-438-1168 or e-mail ZOOMLossMitigation@gmail.com to find out how we can help you supercharge your business.

http://www.zoomlossmitigation.com/

Short Sale Approval - Deal or No Deal?

Would you or your client be interested in ZOOM! Loss Mitigation's services if it made the difference between whether or not the home is approved for a short sale or not?

Give ZOOM! the opportunity to do what they do best. Call us now for a FREE no obligation consultation about you short sale.

1-801-438-1168 or simply e-mail ZOOMLossMitigation@gmail.com

http://www.zoomlossmitigation.com/

Agents - It Actually COSTS YOU MONEY to Sell A Short Sale!

Did you know that the average short sale takes an average of 120 business hours to get approved?

That is 15 full 8 hour business days. Can you really afford to spend that amount of time processing a file verses out actually selling real estate???

Let ZOOM! Loss Mitigation Specialists save your valuable time and help you make more $$$!

1. Are you paying an assistant wages and over-head to try and process your files (by the way...If they are not a licensed real estate agent you may be in violation)?

2. Are you paying an agent in your office HALF your commission to do the work you don't want do?

3. Does your broker really have the time to negotiate a short sale for you?

4. Are you wasting valuable commission-generating hours attempting to process and negotiate short sales yourself?

5. Do you have Attorney's available to provide Forensic Loan Audits, Legal Document reviews, and actually rescind a borrowers home loan?

Consider this:

120 Hours x $30.00 (average producing agent income per hour) = $3,600.00 LOST agent income negotiating the average short sale.

$200,000 Home Sale
x 3% Full Listing Agent Compensation*
= 6,000.00 Compensation
- 3,000.00 Broker Split 50/50
- 3,600.00 Lost Agent Income Negotiating the Short Sale
$ -600.00 Negative Income (not including home marketing expenses)

AGENTS...It actually COST YOU MONEY to sell a home! Now who wants to work for FREE?!?

Stop wasting your valuable time and go make more money! Let ZOOM! Loss Mitigation Specialists do what we do best and you can do whatever you like with the extra 15 days of your life.

NO COST - ZOOM! Loss Mitigation services are available at no cost as long as the lender is willing to compensate for services rendered.

Call 1-800-480-1917 or e-mail ZOOMLossMitigation@gmail.com and let's get started!

http://www.zoomlossmitigation.com/


*Agent compensation is an average and not a suggestion or a standard. All agent commissions are negotiable and vary. % used above is an example only.

Top 10 Reasons Why You and Your Clients Should Take Advantage of ZOOM! Loss Mitigation Specialists

Do you think you or your client would see the benefit to investing $500.00 right now to:

1. An attorney will do a forensic loan audit and legal document review and possibly rescind the home loan all together

2. Receive notice of an imminent foreclosure or toxic listing

3. Stop or postpone a foreclosure sale

4. Have access to the status of the short sale 24 hours a day/7 days a week

5. Reduce your legal liability

6. Find out what the lender or servicing company is actually going to let the property sell for

7. Possibly keep your seller in their home another 30-120 days without having to come up with moving expenses, first and last months rent and security deposits, as well as up rooting their family

8. Dramatically speed up the short sale process

9. Increase the chance of the property actually selling

10. Do none of this work yourself!!!

No further investment is necessary until we receive an "Approval" from the lender. Can you see how ZOOM! can be a huge benefit to you and your client?

Take advantage of ZOOM! Loss Mitigation Specialists. Call us now at 1-800-480-1917 or simply go to http://www.zoomlossmitigation.com and fill out the form at the bottom of the page.

What is the benfit to doing a Forensic Loan Audit and Legal Document review?

Is your client suffering a financial hardship?

Are they behind or struggling to make their current mortgage payments?

Are they a victim of predatory lending?

Does foreclosure loom?

Do they want to avoid having a foreclosure on their credit report for the next 10 years?

DID YOU KNOW?

1. The borrower can rescind (cancel) your home loan or refinance for up to THREE years if the lender mishandled your closing.

2. The loan may be re-negotiated if you are suffering financial hardship.

3. There are ways to avoid having a foreclosure on your credit report for the next 10 years.

4. The borrower can sue the mortgage company for predatory lending violations if found by a forensic loan document audit.

A current Federal Law states if a current mortgage loan was not handled properly at settlement by the Title Company and/or the Lender, the home loan be able to canceled for up to 3 years from the time the loan was closed and receive back ALL of the interest paid, all closing costs, all broker fees, and even pay the attorney fees.

Finding a violation during the forensic loan audit and legal document review process can create tremendous leverage when negotiating a short pay-off of the note.

Your client can get help fast by calling 1-800-480-1917 to find out if their current home loan qualifies for cancellation.

9 Crucial Listing and Submission Questions for Real Estate Agents

Below are 9 Crucial Real Estate Agent Tips and Information that ZOOM! needs to know:

1. Is the subject property occupied or vacant?

2. Is the subject property a primary residence or an investment property?

If the property is an investment property a copy of the rental agreement needs to be submitted to ZOOM!.

3. Make sure that all documents that are being submitted are current within 30 days.

4. Make sure all documents that require signatures are SIGNED and DATED by ALL borrowers within 30 days.

5. Provide all settlment documents for the most recent purchase or refinance within the past 36 months.

6. Is the home owners first mortgage an FHA loan?

7. BAC/SAC - The biggest mistake a listing agent can make is not having the MLS reflect the compensation listed on the listing agreement.

For example: If the seller has agreed to a __% SAC/BAC like you would normally charge - DO NOT put 1-3% or 2.5% (when it is higher on the listing agreement) or 50/50 across the MLS.

This makes it almost impossible for ZOOM! to negotiate the full agent compensation. Believe us the lender looks EVERY TIME and they know from the paperwork submitted if an agent has already agreed to or is willing to take less than full compensation on the sale of the home. Our advise is to charge what you normally charge, don't adjust it because it is a short sale, and let us do our best.

8. Has the home owner recently modified their home loan or is thinking about doing a modification?

9. Is the home owner thinking about filing bankruptcy during the short sale process?

Contact us today with any short sale question you may have at 1-800-480-1917 or simply e-mail it to ZOOMLossMitigation@gmail.com.

http://www.ZOOMLossMitigation.com

ZOOM! Loss Mitigation Specialists - Who Are We???

At ZOOM! we think of our business as having three components: talent, customers, and care.

Talent. ZOOM! seeks to attract and retain the best and brightest employees and account executives. This enables us to gain a competitive advantage in new and emerging markets.
Customers. If we truly want to have a compelling value propostion for homeowners, real estate agents, and investors we must understand the diversity of our customer base.
Care. We work to build and execute innovative processes and systems for an increasingly diverse customer base by using the diverse talents, ideas, and perspectives of our staff and account executives.

Mission Statement

ZOOM! strives to help homeowners,real estate agents, and investors through the short sale process in a stress free timely manner by providing exceptional client care, coaching and training, information, and extraordinary service while earning fair and adequate compensation for our services.

Vision Statement

Establish ZOOM! Loss Mitigation Specialists as a national leader in short sale processing and negotiation through executive leadership, engagement, education, and accountability. We will build value and commitment to work-life balance, and continue to provide new opportunity for people.

Core Values

The core values at ZOOM! are:

- Thinking and acting nationally. ZOOM! employs a creative staff and independent account executives that generates innovative marketing and services for homeowners, real estate agents, and investors.

- Attention to detail. ZOOM! believes every detail is critical to systems, processing, and client care.

- Compassion. ZOOM! understands that this may be one of the most difficult situations a homeowner can experience - we want the best possible outcome.

- Innovation. Innovation helps lower the cost of expenses, marketing, and technology.

- Feedback. ZOOM! strives to provide timely feedback and updates for real estate agents and their clients via a 24 hour online Information Center.

Strategy Overview

ZOOM!'s diversity and inclusion strategy is an important part of our business priorities. We are working with the staff members and account executives across the company to support and drive our efforts. The pillars of our diversity and inclusion strategy are:

-Driving leadership accountability and ownership.

-Attracting, developing, and retaining a diverse staff and account executives.

-Creating a culture and climate of respect.

ZOOM! makes a difference.